Outcomes & impact
 

Increase in income and wealth

Across PPAF's programme areas, there was 21% increase in the annual income of households benefitting from the programme. Under integrated Sindh Coastal Area Development Programme, the household monthly income increased by 19%. These households also saved 12% higher than non-participating households. Participation in micro-credit led to 22% increase in the household's total income and 29% increase in personal income of the borrower. Research based on randomized control trials in six graduation programmes, PPAF's project among them, published in the journal Science (May 2015) shows statistically significant increases in consumption,
income and wealth of treated households in Pakistan. Along with the increase in asset value, the program significantly affected households' income. On average, the monthly income of treated households was $ 30 (PPP) higher than the control group. A positive impact on psychosocial status of selected households was also identified the perception was that their level of respect had increased within the community. Calculations of the internal rate or return of PPAF's 2011-2015 livelihoods project (scale up of the graduation pilot) by external assessors stood at 138%. Net present value is positive in both social and economic terms.
 

Personal income of 1% borrowers
increased by 29%.

Water, infrastructure & renewable energy

PPAF has organised over 120,000 community institutions (since 2000) with a focus on inclusion of women and the poorest. Where participation of women in community organisations is around the threshold of 40%, Randomized Control Trials on PPAF's programme has shown positive changes in women's voting patterns and in the ways that boys view girls and women (the World Bank, Development Economics Research Group, 2014).

PPAF also received the International Fund for Agriculture Development (IFAD) Gender Award in Asia and Pacific Region for 2014 for addressing gender inequalities, empowering women, and proving them visibility. Under an IFAD project, Programmer for Increasing Sustainable Microfinance (PRISM), the share of women borrowers increased to 73%, way over the set target of 50%.

Access to finance

Since, 2000, PPAF was given the mandate of supporting the growth of a nationwide microfiance sector. We achieved our goals to the extent that this sector is now rated one of the best in the world (The Economist Intelligence Unit, 2015)

 

Gender and Inclusion

PPAF has organised over 120,000 community institutions (since 2000) with a focus on inclusion of women and the poorest. Where participation of women in community organisations is around the threshold of 40%, Randomized Control Trials on PPAF's programme has shown positive changes in women's voting patterns and in the ways that boys view girls and women (The World Bank, Development Economics Research Group, 2014).

PPAF also received the International Fund for Agriculture Development (IFAD) Gender Award in Asia and Pacific Region for 2014 for addressing gender inequalities, empowering women, and providing them visibility. Under an IFAD project, Programmer for Increasing Sustainable Microfinance (PRISM), the share of women borrowers increased to 73%, way over the set target of 50%.